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PCP Claims Blog

Expert guides, the latest news, and practical advice on PCP car finance claims. Learn about hidden commissions, your rights, and how to claim back what you are owed.

Am I Eligible for a PCP Claim? Check Your Eligibility

Am I Eligible for a PCP Claim? Check Your Eligibility

Check if you qualify under the FCA car finance redress scheme (PS26/3). Eligibility window, the 2025 Supreme Court ruling, scenarios table and free options.

8 April 20268 min read
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What Documents Do I Need for a Car Finance Claim?

What Documents Do I Need for a Car Finance Claim?

What documents you need for a car finance (PCP or HP) claim, why little paperwork is required under the FCA redress scheme, and how to find what you can.

8 April 20267 min read
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5 Signs Your Car Finance Was Mis-Sold

5 Signs Your Car Finance Was Mis-Sold

The 5 warning signs your car finance may have been mis-sold, what the 2025 Supreme Court ruling and FCA redress scheme mean, and how to check for free.

8 April 20268 min read
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FCA Car Finance Review: What It Means for Your Claim

FCA Car Finance Review: What It Means for Your Claim

What the FCA car finance review and 2025 Supreme Court ruling mean for your PCP or HP claim, including the confirmed redress scheme. Updated June 2026.

8 April 20268 min read
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Hidden Commission in Car Finance: How Dealers Profit at Your Expense

Hidden Commission in Car Finance: How Dealers Profit at Your Expense

Hidden car finance commission explained: the 2025 Supreme Court ruling, the FCA redress scheme, who may be eligible, and how to complain for free.

8 April 20268 min read
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How Long Does a PCP Claim Take? Timeline Explained

How Long Does a PCP Claim Take? Timeline Explained

How long a PCP claim takes in 2026: timelines for the FCA redress scheme and the complaints route, plus why the legal challenge has delayed payouts.

8 April 20268 min read
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How Much Can I Claim for Mis-Sold Car Finance?

How Much Can I Claim for Mis-Sold Car Finance?

How much could a mis-sold PCP or car finance claim be worth? The FCA average is around £830 per agreement, but it varies and is not guaranteed.

8 April 20267 min read
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No Win No Fee Car Finance Claims: How It Works

No Win No Fee Car Finance Claims: How It Works

How no win no fee car finance claims work in 2026, what fees you pay (up to 36% inc VAT), and the free direct route via the FCA redress scheme.

8 April 20267 min read
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PCP vs HP Claims: Understanding Your Car Finance Options

PCP vs HP Claims: Understanding Your Car Finance Options

PCP vs HP car finance claims explained. Both are in scope for the FCA motor finance redress scheme. What the 2025 Supreme Court ruling means for you.

8 April 20268 min read
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What Is a PCP Claim? Everything You Need to Know

What Is a PCP Claim? Everything You Need to Know

What a PCP claim is, how the 2025 Supreme Court ruling and FCA redress scheme work, who may be eligible, and how to complain for free. UK guide, 2026.

8 April 20268 min read
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FCA Motor Finance Review: What It Means for Your PCP Claim

FCA Motor Finance Review: What It Means for Your PCP Claim

The FCA's car finance redress scheme (PS26/3) covers PCP and HP agreements from 2007-2024. What it means, who qualifies and how to complain for free.

5 April 20268 min read
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