Car Finance & PCP Claim Guides
Clear, up-to-date guidance on mis-sold PCP and HP car finance — eligibility, payouts, timelines, documents and what the 2025 Supreme Court ruling and the FCA redress scheme mean for you. You can complain to your lender directly for free; these guides simply help you understand your options.
Answer four quick questions to see whether your car finance may be eligible under the FCA redress scheme.
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Am I Eligible for a PCP Claim? Check Your Eligibility
Check if you qualify under the FCA car finance redress scheme (PS26/3). Eligibility window, the 2025 Supreme Court ruling, scenarios table and free options.
Read guideWhat Documents Do I Need for a Car Finance Claim?
What documents you need for a car finance (PCP or HP) claim, why little paperwork is required under the FCA redress scheme, and how to find what you can.
Read guide5 Signs Your Car Finance Was Mis-Sold
The 5 warning signs your car finance may have been mis-sold, what the 2025 Supreme Court ruling and FCA redress scheme mean, and how to check for free.
Read guideFCA Car Finance Review: What It Means for Your Claim
What the FCA car finance review and 2025 Supreme Court ruling mean for your PCP or HP claim, including the confirmed redress scheme. Updated June 2026.
Read guideHidden Commission in Car Finance: How Dealers Profit at Your Expense
Hidden car finance commission explained: the 2025 Supreme Court ruling, the FCA redress scheme, who may be eligible, and how to complain for free.
Read guideHow Long Does a PCP Claim Take? Timeline Explained
How long a PCP claim takes in 2026: timelines for the FCA redress scheme and the complaints route, plus why the legal challenge has delayed payouts.
Read guideHow Much Can I Claim for Mis-Sold Car Finance?
How much could a mis-sold PCP or car finance claim be worth? The FCA average is around £830 per agreement, but it varies and is not guaranteed.
Read guideNo Win No Fee Car Finance Claims: How It Works
How no win no fee car finance claims work in 2026, what fees you pay (up to 36% inc VAT), and the free direct route via the FCA redress scheme.
Read guidePCP vs HP Claims: Understanding Your Car Finance Options
PCP vs HP car finance claims explained. Both are in scope for the FCA motor finance redress scheme. What the 2025 Supreme Court ruling means for you.
Read guideWhat Is a PCP Claim? Everything You Need to Know
What a PCP claim is, how the 2025 Supreme Court ruling and FCA redress scheme work, who may be eligible, and how to complain for free. UK guide, 2026.
Read guideFCA Motor Finance Review: What It Means for Your PCP Claim
The FCA's car finance redress scheme (PS26/3) covers PCP and HP agreements from 2007-2024. What it means, who qualifies and how to complain for free.
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